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  • VA Loan Rates & Guidelines 

    1. No Down Payment On A VA Loan

    • VA does have an up front funding fee included in the loan but some applicants with disability may be exempt.

    2. No Mortgage Insurance On VA Loans

    • VA loans require neither a down payment or mortgage insurance.

    3. VA Loans Don't Allow a Prepayment Penalty

    • A VA loan won't restrict your right to sell your home if you decide you no longer want to own it. 

    4. It's Easy to Qualify for VA Loans

    • The VA allows for more flexibility with debt to income ratios and approvals. We offer up to 60% debt to income.

    5. VA Loan Closing Costs Are Lower

    • The VA limits the closing costs lenders can charge to VA loan applicants.