Buying your first home is a very exciting step! For the first time home buyer in Jacksonville FL, 369 Home Loan specialists are here to guide you through every step of the loan process. How much mortgage can I get?
The three major items needed for approval for a refinance or purchase are as follows: CASH, CREDIT & INCOME.
- CASH – Cash means where is your down payment located and how much do you have.
- CREDIT – We must pull credit and verify a credit score and your debt to income ratios.
- INCOME – Finally income needs to be trusted and verified with tax returns, pay stubs, and W2’s.
Before finding your new home, we can help you get pre-qualified for free. We can also match you with a trusted real estate agent through our partner networks. Our variety of loan options allow you to buy your first home with little money down and we will work to ensure the loan payments meet your unique needs.
How much mortgage can I get? First time home buyers have a lot of questions and our loan specialists are always available to provide personal attention. They can explain the application process, provide tips to use during your home search, and make sure that you find the perfect home for your needs and budget.
Loan Programs for the First Time Home Buyer in Jacksonville FL:
30-Year Fixed Rate Mortgage – FHA, VA, or Conventional Home Loans.
The most secure loan program. Lock in a low payment and sleep tight knowing that your rate will not change.
Perfect for the buyer that wants to put less money down. Purchase your house with as little as 3.5% down!
An amazing deal for veterans and military members. Those who qualify for this loan can purchase with no down payment and no PMI. Find out today if you qualify!
A conventional loan can be as low as 3%-5% down. Many believe you can only get a Conventional loan with 20% down and that is simply not true.