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I’m here to answer any questions you might have about our products and services. Feel free to contact me using any of the following methods:

Main: (904) 513-8000
Direct: (904) 395-4700

Success: “To laugh often and love much; to win the respect of intelligent persons and the affection of children; to earn the approbation of honest critics and endure the betrayal of false friends; to appreciate beauty; to find the best in others; to give of one’s self; to leave the world a bit better, whether by a healthy child, a garden patch or a redeemed social condition; to have played and laughed with enthusiasm and sung with exultation; to know even one life has breathed easier because you have lived — this is to have succeeded!” -Ralph Waldo Emerson

Andrew Saltman
Andrew Saltman is a Ponte Vedra Beach Florida based real estate and mortgage professional (&entrepreneur) President of 369 Home Loans and PVX Real Estate and Investment Company, Managing Partner of 369 Financial an investment advisory and financial coaching company, and most recently 369 Solar Solutions. He likens himself to be a disruptive thought leader and strategist and is also the Host of the Never Broke Again Podcast on Apple and Spotify.

Early Life
Ages 0 – 23: Andrew Saltman was born in Trenton, New Jersey on October 16, 1980 and raised in West Windsor New Jersey. He graduated high school in 1999 from The Hun School of Princeton and College in 2003 from the University of Tampa (Sykes School of Business | Degree in Finance).  Saltman was elected Treasurer, and then President of Pi Kappa Phi Fraternity. He also worked for the New York Yankees in their Finance and Accounting Department all four years of college at their Tampa Spring Training Facility serving as a paid intern to the front office. Saltman attended Nova Southeastern University Law School for one year and then went on to pursue other creative interests such as traveling and tennis.

Ages 23-30: During and several years after college throughout the majority of his 20’s he spent a most of his time backpacking the world to over 50 countries and over 75 cities. He also worked as a Tennis Pro at several Country Clubs in Gainesville and Sarasota, Florida while playing on and off the Futures Pro Tennis Circuit, the minor leagues to the ATP Pro Tour. He managed all facets from top to bottom at the clubs from stringing racquets to late night court maintenance to directorship, clinics, private lessons, and coaching at the club level as well as coaching several winning seasons of High School Tennis in Gainesville, Florida.

Real Estate and Mortgage Career
Ages 30-40: Andrew Saltman bought his first home in North Port, Florida (Sarasota County) in 2010 and his wife told him he had a hidden skill in handling the real estate and financing aspects. In 2010 – 2011 he began several years of transitioning his career from tennis into the real estate and mortgage industry during one of the lowest points in our economic history. He spent time at several brokerages including (Coldwell Banker, First Florida Financial, Bayway Mortgage, River Oak Realty, Mapp Realty and Investment Co. and A-D Custom Mortgage Corp). He and his current real estate and mortgage team are currently regarded as one of the areas most competent teams with a highly skilled closing percentage.

Personal Life & Passions
Saltman is a sports fan of the Florida Gators, New York Yankees, and Miami Dolphins. Over the years he has become more attached to hometown teams such as the Jacksonville Jaguars and Tampa Bay Buccaneers. He is a high level club tennis player and enjoys casual golfing, giving to charity, traveling, speed chess, and spending as much time with his wife and three children in Ponte Vedra Beach at home or the beach.  His parents and all of his siblings have moved to the Ponte Vedra area since relocating from New Jersey beginning around 2000.

He is also very passionate about motivation, leadership, negotiations, morning routines, personal growth, and living a healthy and stress free lifestyle.  He has attended and completed many professional courses personally with:

  • Chris Voss’ Black Swan Negotiation Training – 2020
  • Core Real Estate and Mortgage with Rick Ruby 2016-2019
  • Rapport Leadership International Certifications
    • Power Communications
    • Leadership Breakthrough 1 – 2018-2020
  • Harvard Business School
    • Certificate in Disruptive Strategy 2022
Our Corporate Promise is to save you “time, money, and stress!”
369 Home Loans was founded in 2014 as a new mortgage brokerage firm in Florida. Our service consists of document collection, pulling credit, and closing loans. All mortgage loans were created equal and it is exactly like flying as a passenger in a plane; there will always be turbulence but we will get you from point A to point B and close on time every time. We will save you time because we are so efficient in our process with our team, money because of our low rates and fees, and stress because we are so skilled at our jobs and clear communication throughout the process.
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