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  • Entry Level Loans

    May 16, 2017
    1.  One percent down option if you make less than 65k per year and have over 700 credit score and are a first time home buyer
    2. Three percent down option if you make under 65k per year and you might be allowed to have another property no credit score requirements
    3. Five percent down with NO PMI no income limits and 640 minimum credit score option works best with over 720 credit score though
    4. FHA loan requires 3.5% down allows for huge debt to income ratio options to stretch your income to the maximum for qualifying purposes
    5. VA loans are very easy to qualify for as long as you have a reasonable credit score and actually have VA eligibility and is no money down